Cashback with a deposit from «Svoy Start–

discountFrom 01.07.2026 Before 31.07.2026
The discount will be credited automatically, you don’t need to enter the codeGo to the store
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Make a deposit «Your Start» and receive cashback. Cashback is accrued on the amount received on the deposit account on the day of concluding the deposit agreement (deposit opening amount + first day replenishment amount), in the amount of 1% for deposits with a term of 6–9 months; 2% for deposits with a term of 12–18 months. The maximum amount of cashback that can be accrued to the Client is UAH 2,000 before tax. The Bank, as a tax agent, withholds taxes, fees and other mandatory payments stipulated by the legislation of Ukraine from the cashback amount.

Deposit terms
Deposit term: 6, 9, 12, 18 months
Interest rate (monthly payment): from 16.00% to 16.65%
Interest rate (at the end of the term): from 16.25% to 16.90%
Minimum deposit amount: UAH 100
Maximum deposit amount: UAH 15,000,000
Interest payment: monthly or at the end of the term
Replenishment: provided
Withdrawal during the contract period: not provided
Automatic extension of the deposit period: yes
Depositor age: from 18 years

Please note:
A deposit can be opened via mobile O.Bank.
After the deposit period expires, if the deposit is closed or not renewed, the deposit is automatically extended for a period of 12 months at 12% per annum for deposits in hryvnia.

You can top up your deposit within the following period:
- for a deposit term of 6 months, top up is available within 10 (ten) calendar days from the date of conclusion of the Agreement;
- for a deposit term of 9, 12 and 18 months, top up is available within 30 (thirty) calendar days from the date of conclusion of the Agreement.

The deposit amount is returned after the expiration of the term specified in the Bank Deposit Agreement (in case the client refused auto-prolongation or when choosing a deposit without prolongation), to the client's current account opened with the bank. Accrued interest on the deposit will be credited to your card account opened with the Bank. If you do not have a card account, you can issue one (Credit Card, Debit Card or Payment Card). When choosing a card account, you must pay attention to the Bank's Tariffs for crediting funds to the account and withdrawing funds from the account.

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